Updated September 23, 2026

Your money is personal.

This page describes this informational website and the current development preview. Muchmony is not yet available to the public.

This website

The site has no account creation, mailing-list form, advertising scripts, or embedded analytics. It does not ask for bank details. Cloudflare hosts the site and may process ordinary connection information, such as your IP address and request metadata, to deliver and protect it. See Cloudflare’s privacy policy.

The bank return page

The return page helps iOS hand a bank-login session back to the app. It contains no form, tracking script, or third-party resource. The page does not display or forward callback parameters and does not confirm a successful connection. As with other web requests, the hosting provider may receive request metadata.

The current app preview

Manual plans, bills, debt, goals, and brief history are stored locally on the iPhone in separate workspaces for signed-in users. Supabase provides account authentication and storage for bank connection snapshots. Plaid supplies the bank connection flow; the current integration is limited to Sandbox test accounts.

Plaid access tokens are encrypted on the backend and are not included in the website. On supported devices, AI inference runs on-device. Authentication and bank syncing require communication with Supabase and Plaid, so the app is not entirely offline.

Before a public launch

Release-specific privacy terms, support details, account deletion, and data-retention information will be provided before public availability. This development summary is not a substitute for those release terms.

You remain in control

The current preview does not transfer money or pay bills. A reminder or an entry in your plan is not a payment. Estimates depend on the information in your plan and are not a guarantee of future results.